{
  "name": "Avery, Pillar Mortgage Group",
  "description": "Avery is the official AI agent for Pillar Mortgage Group, LLC, a licensed mortgage broker in Scottsdale, Arizona (NMLS 2700076, AZ MB-2009671). Answers questions about PMG's loan programs and licensing, estimates monthly payments from inputs you supply, shows open consultation times, and connects people who ask to be contacted with a licensed loan officer. It does not quote or lock rates or make credit decisions.",
  "supportedInterfaces": [
    {
      "url": "https://agent.pillarmortgagegroup.com/a2a",
      "protocolBinding": "JSONRPC",
      "protocolVersion": "1.0"
    },
    {
      "url": "https://agent.pillarmortgagegroup.com/a2a",
      "protocolBinding": "JSONRPC",
      "protocolVersion": "0.3"
    }
  ],
  "provider": {
    "organization": "Pillar Mortgage Group, LLC",
    "url": "https://pillarmortgagegroup.com"
  },
  "version": "1.0.0",
  "documentationUrl": "https://agent.pillarmortgagegroup.com/",
  "iconUrl": "https://agent.pillarmortgagegroup.com/icon.png",
  "capabilities": {
    "streaming": false,
    "pushNotifications": false,
    "extendedAgentCard": false
  },
  "defaultInputModes": [
    "application/json",
    "text/plain"
  ],
  "defaultOutputModes": [
    "application/json",
    "text/plain"
  ],
  "skills": [
    {
      "id": "company-info",
      "name": "Company info and licensing",
      "description": "Facts about Pillar Mortgage Group: licensing (company NMLS 2700076, Arizona MB-2009671), Director of Lending Blake Hermann (NMLS 2271358), office address, office phone, office hours, service area, closing speed and key links.",
      "tags": [
        "mortgage broker",
        "arizona",
        "scottsdale",
        "licensing",
        "nmls",
        "contact"
      ],
      "examples": [
        "Is Pillar Mortgage Group licensed in Arizona?",
        "What are PMG's office hours?"
      ],
      "inputModes": [
        "application/json",
        "text/plain"
      ],
      "outputModes": [
        "application/json",
        "text/plain"
      ]
    },
    {
      "id": "loan-programs",
      "name": "Loan programs",
      "description": "Lists the loan programs PMG offers (conventional, FHA, VA, jumbo, DSCR up to $5 million, bank statement, Non-QM, refinance, first time buyer guidance) with a short summary and a link to the program page. Pass a query to filter.",
      "tags": [
        "dscr",
        "fha",
        "va",
        "jumbo",
        "bank statement",
        "self employed",
        "investor",
        "first time home buyer"
      ],
      "examples": [
        "Does PMG do DSCR loans?",
        "{\"skill\":\"loan-programs\",\"query\":\"self employed\"}"
      ],
      "inputModes": [
        "application/json",
        "text/plain"
      ],
      "outputModes": [
        "application/json",
        "text/plain"
      ]
    },
    {
      "id": "payment-estimate",
      "name": "Monthly payment estimate",
      "description": "Calculates an estimated monthly principal and interest payment from a home price, down payment, interest rate and term you supply, plus any monthly taxes, insurance, HOA or mortgage insurance you include. PMG does not quote rates through this agent; the caller must supply the rate. Result is an estimate, not a loan offer.",
      "tags": [
        "calculator",
        "monthly payment",
        "affordability"
      ],
      "examples": [
        "{\"skill\":\"payment-estimate\",\"homePrice\":550000,\"downPayment\":55000,\"interestRate\":6.5,\"termYears\":30}"
      ],
      "inputModes": [
        "application/json",
        "text/plain"
      ],
      "outputModes": [
        "application/json",
        "text/plain"
      ]
    },
    {
      "id": "booking-availability",
      "name": "Consultation availability",
      "description": "Returns open consultation times with Pillar Mortgage Group during office hours (Arizona time) for the next several days, plus the booking link the person uses to confirm a time.",
      "tags": [
        "appointment",
        "booking",
        "consultation",
        "schedule"
      ],
      "examples": [
        "When can I talk to a loan officer at PMG?",
        "{\"skill\":\"booking-availability\",\"days\":5}"
      ],
      "inputModes": [
        "application/json",
        "text/plain"
      ],
      "outputModes": [
        "application/json",
        "text/plain"
      ]
    },
    {
      "id": "lead-handoff",
      "name": "Connect a person with a loan officer",
      "description": "Sends a person's contact details to Pillar Mortgage Group so a licensed loan officer can reach out. Only use this when the person has explicitly asked to be contacted by PMG. consent must be true and consentText must describe what the person agreed to. Requires firstName, lastName and an email or phone.",
      "tags": [
        "lead",
        "contact request",
        "pre-approval",
        "talk to a loan officer"
      ],
      "examples": [
        "{\"skill\":\"lead-handoff\",\"firstName\":\"Ana\",\"lastName\":\"Lopez\",\"email\":\"ana@example.com\",\"loanPurpose\":\"purchase\",\"programInterest\":\"FHA\",\"consent\":true,\"consentText\":\"Ana asked her assistant to have Pillar Mortgage Group contact her by email and phone about a home loan.\"}"
      ],
      "inputModes": [
        "application/json",
        "text/plain"
      ],
      "outputModes": [
        "application/json",
        "text/plain"
      ]
    }
  ]
}